North Carolina Workers' Compensation News
North Carolina implemented sweeping changes to its auto insurance requirements on July 1, 
2025, the most substantial update to the state’s insurance laws in decades. These reforms are a positive step forward for accident victims.
The changes raised minimum coverage requirements, made underinsured motorist protection mandatory, and eliminated the liability setoff rule that previously capped recoveries for injured drivers.
For accident victims with NC-issued policies, the reforms can mean substantially higher compensation after a crash.